Financial & Lending Disclosures

Secure the Bag™ with Ms. B the Money Lady® provides capital strategy consulting and financial education. Everything published here is general information. It is not individualized legal, tax, accounting or investment advice, and it does not take your specific circumstances into account.

You should consult qualified legal, tax or financial professionals before making a financial decision.

Secure the Bag is not a lender, bank or mortgage broker, and it does not make credit decisions or issue approvals.

Any financing you pursue is subject to application, underwriting, lender guidelines, property or business qualification and final approval. Rates, terms, fees, program availability and qualification requirements may change without notice.

No funding, approval, rate, timeline or financial outcome is guaranteed. Completing a Capital Checkup, consultation or roadmap is not a loan application, pre-approval or commitment to lend.

Borrowing against your home — including a home equity line of credit or a cash-out refinance — uses your home as collateral. If you cannot make the payments, you could lose your home. Variable-rate products can change your payment over time.

Content about investing, retirement and wealth building is educational. All investing involves risk, including possible loss of principal. Past performance does not predict future results.

Examples and numbers used in our articles and episodes are illustrative and hypothetical. They are used to explain a concept and do not represent typical or promised results.

If we ever earn a referral fee or commission from a product or partner we mention, we will say so clearly on that page. Compensation never changes our educational position.

Secure the Bag™, Capital Checkup™, Money Moves™ and Ms. B the Money Lady® are marks used by this business. Other names are the property of their owners.